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A template form is a great way to reconcile your accounts on a monthly basis. It will help you spot any accounting errors, both yours as well as the banks, much sooner. This could save you overdraft fees or the embarrassment that comes with having your check bounce or debit card declined. This form allows you to list every transaction you have recorded in your checkbook alongside of the ones that the bank has a record of. Once you have matched all transactions, reconciliation occurs. Only those transactions that you do not show the bank will be left. You can subtract these from your balance and it will match what the bank shows.
A variety of websites offer templates online for bank reconciliations. You should ensure that the template chosen is simple and does not make it more complicated. To avoid problems from escalating, make sure that your account is reconciled every month.