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Use a template form to reconcile accounts monthly. It will allow you detect any accounting errors at both yours or the banks earlier. This could also save you overdraft charges and embarrassment of having your debit card declined. This allows you to list each transaction that you have logged in your checkbook and those that the banks have. Once you have matched all transactions, reconciliation occurs. Only those transactions that you do not show the bank will be left. The bank should show the correct balance by subtracting these.
Many sites offer templates that you can download to make bank reconciliations much more simple. It is quite simple so make sure you don’t overcomplicate it. Most importantly you need to make sure you reconcile your account every month so that you can spot any problems that occur in their tracks before they end up costing you a lot of money