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Use a template form to reconcile accounts monthly. It will allow you detect any accounting errors at both yours or the banks earlier. This could also save you overdraft charges and embarrassment of having your debit card declined. This allows you to list each transaction that you have logged in your checkbook and those that the banks have. Once you have matched all transactions, reconciliation occurs. Only those transactions that you do not show the bank will be left. It should match the bank’s information by subtracting these transactions from the balance.
There are many websites that offer templates to help you with your bank reconciliations. This is an easy process so you should make sure the template you select does not complicate it. It is important that you reconcile every month your bank account so you can catch any issues before they escalate into costly problems.